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Intellect Design Arena: Riding The AI Wave

Intellect Design Arena, a Chennai-based FinTech giant, leverages AI and cloud platforms like eMACH.ai and Purple Fabric to revolutionize banking, insurance, ...
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The Returns You See vs. The Returns You Keep

The advice to "stay invested" is easy to give. It's also suspiciously convenient when it comes from a fund manager who benefits when you don't leave. So, we tested it. Eighteen flexi cap funds. Over a decade of data. A simulated investor who exits when their fund underperforms. The answer is uncomfortable for different reasons than we anticipated. Investor returns depend on two decisions. Which fund you pick, and what you do after you pick. Research suggests most investors get at least one wrong. The DALBAR Quantitative Analysis of Investor Behavior[i] estimates investors trail the very funds they invest in by nearly 2% annually. Morningstar's Mind the Gap 2025 report[ii] found a 1% gap over a decade.

Anoop Vijaykumar
Analysis & Commentarybehavioural-finance
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Aplenty Research

Browse our cutting edge research on Fin-Tech at Aplenty

Aplenty - capitalmind’s in-house Research wing is redefining the Indian financial markets by publishing technical research.

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Funding Winters and High-Growth Startups: A Five-Year Study
Aplenty Research · May 2026Funding Winters and High-Growth Startups: A Five-Year Study
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The Real Cost of Delayed SIPs Across Market Cycles
Aplenty Research · Apr 2026The Real Cost of Delayed SIPs Across Market Cycles
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Mapping India's PMS Industry: Growth, Concentration, Returns
Aplenty Research · Feb 2026Mapping India's PMS Industry: Growth, Concentration, Returns
Markets